Let me help you every step of the way! When purchasing a home, you are faced with a multitude of decisions. The primary one is whether you are actually prepared to purchase a home. Next, locating the perfect home and obtaining a mortgage loan can also be a complex and tiring process. Once you have determined that you are ready to move forward with your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications and help you through the myriad of details attending the actual purchase.
I am always familiar with the current houses for sale in Peachland, West Kelowna & Kelowna, and know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step
Your first step to buying a home is to first ask yourself, "Why do you want to buy a home?" Is it to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house?
Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves." Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new); a particular school zone; recreational facilities; and other community services (such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home or are stairs acceptable? Consider size and type of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Finding The Right Home For You
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at http://traceyboorman.com/mylistings.html.
Are You Relocating to the Okangan?
Whether it is for a new job, retirement, to be closer to family or simply for the quality of life that the Okanagan offers, there are many great reasons to relocate to the Okanagan Valley. Our little part of the country features world-class wines, golf, skiing & snowboarding, hiking and lakeside living - and those of us who live here wouldn't want to be anywhere else! I understand that making a big move across the country can be daunting, but rest assured that I am here to help make that process easier for you. With the tools that we have today, starting your home search from afar has never been easier. Here are some links to help get you better aquainted with Peachland, West Kelowna & Kelowna.
Get to know the Okanagan!
Peachland is a quaint & picturesque community of just over 5,000, located on Lake Okanagan. People visit from all over the Okanagan Valley to enjoy the pristine beaches, friendly cafes, lakeside dining and popular festivals throughout the year. The downtown core of Peachland is on Beach Ave, right across from the beachfront and miles of lakeside walkways. Peachland's popular Swim Bay has the only lifeguarded beach in all of the Okanagan! All of your essentials can be found here - grocery shopping, doctors, pharmacy, dentists, post office, fine dining, an elementary school, community centre, 50+ centre and marina. It's the perfect small town yet only 10 minutes from West Kelowna's shopping centres and amenites.
West Kelowna has been growing by leaps and bounds over the last number of years. Virtually all amenities and major box stores are represented on the Westside, making the trip into Kelowna less of a necessity. With plenty of recreational facilities, beaches, a marina, 5 elementary schools, a middle school and a high school, movie theatres, golf, a ski hill, wineries, fine dining, plus endless shopping, West Kelowna has become a small city of it's own. The neighbourhoods of Glenrosa, Lakeview Heights, Smith Creek, Shannon Lake and West Kelowna Estates make up the whole of West Kelowna.
Helping You Every Step Of The Way
I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.